Seat Belt Tickets

There was a time in Ontario, that driving laws did not make it mandatory for drivers or passengers to wear a seat belts while driving. In the province of Ontario seat belts worn in a proper and adjusted manner are mandatory while driving. If you receive a seat belt ticket you do have some options. You may pay the fine but will automatically lose 2 demerit points or you hire a company with traffic ticket experience to try to eliminate the charge or eliminate the points. These are not the easiest tickets to deal with and there is always a risk that nothing can be done despite our best efforts, however, there is also always a chance that the charge or demerits can be eliminated. Obviously if you were wearing your seat belt then you should attend court and proceed to trial. Most people however hire a traffic ticket lawyer to try to eliminate or to defend the charge knowing that if we exhaust all options at the end of the process we can always pull the plug and enter a plea, but not before every opportunity to eliminate or reduce the charge has been considered.

By hiring a reputable company, you are giving yourself a chance to really fight a Traffic Ticket. It is important to use a local Toronto traffic ticket company who knows the courts and the system, such as Lighthouse Legal. Call to inquire as to how they might be able to help you. While you are entitled to defend yourself, they probably know the system better and would encourage you to pick a path at the beginning. If you try to see how far you get on your own, they may be unable to undo the damage done through initial efforts to negotiate the ticket. Generally the Prosecutor will only entertain one negotiation session and without sugar coating it, if you blow it, they probably will not be able to fix it. It is important that you do not make matters worse. If you need someone to assist you get out of the seat belt ticket, please contact Lighthouse Legal Toronto traffic ticket expert that is willing to help you with your needs. In most cases, the benefits of going with a traffic ticket company far outweighs the risk of just pleading guilty or trying to resolve the case yourself. Whether you are a repeat offender or this is your first ticket; in both cases, a professional traffic ticket company will be your best choice.

Financing A Used Car Purchase

Many people love that new car smell, but recently, more and more people are willing to do without it in order to save money. A used car can be a terrific option for many people, but you have to know how to get the best deal on a used car, since financing one can be somewhat tricky. If you don’t pay close attention to your financing options, you may find that the money you saved by buying used isn’t nearly as much as you think.

Get Pre-Approved

One of the best things you can do before you go shopping for a used car is to get pre-approved on financing. To get started, compare rates at several different lenders, car lots, and other institutions. Be sure to find out what term lengths, interest rates, down payments, and other criteria apply to the loans. Once you’ve identified for a few loans that work for your budget, apply for them. Even if you’re approved, you don’t necessarily have to use the money – but it does make it a lot easier to go car shopping when you know how much you can afford to spend.

Bank Financing

One of the best ways to get financing for a used car is through your bank. Many banks, credit unions, and other financial lending institutions offer terrific rates on new and used car loans to their members. Currently, if you can qualify for one of these loans, you’re likely to see interest rates as low as five percent – and sometimes, a bank or a car loan lender in Sweden such as  Billån 24 will offer rates even lower than that. It’s best to speak with your bank’s loan officer to see what options you have in terms of loans, interest rates, and terms.

Dealer Financing

Most dealers make money on the back end of the car sale through loan financing, as well as on the actual sale of the car. In fact, they’ll often take less of a profit on the price of the car in order to make more money on the financing end. However, before you say yes to any financing offer, make sure you do your research. Check to see what other dealers are offering and whether or not you can find a better rate. Go back to dealers that are close in terms of what they’re offering and see if you can get them to lower the price of the car or financing in order to close the deal. Car salesmen are terrific at putting a positive spin on just about anything involving a car purchase – make sure you can see through the cloud of smoke to the bottom line.

Avoid Buy Here, Pay Here

For people with less than stellar credit scores, the lure of a “buy here, pay here” lot can be strong. Many of these car lots state that they sell cars on payments with no interest on the loan. However, there is interest – it’s simply added to the cost of the used car. Many of these companies will sell used vehicles at outrageous weekly payments simply because they know people need cars. However, the first time you’re a day late on your payment, your car can be repossessed.

If you aren’t able to qualify for auto financing on your own, try to clean up your credit score as best you can. You may be surprised at how many banks and other lenders offer second chance financing for those that have had credit problems in the past.

Jockey Wheel Maintenance

The main problem with inflatable wheels is that you have to check the pressure periodically. Otherwise, we run the risk of losing pressure and deflate, with the camera crashing.

As for rigid wheels, suffice it to say that they deteriorate faster than inflatable ones. They will “peel” when they hit rocks or curbs, so we should replace the wheel from time to time.

For this reason, it is convenient to have a spare retractable jockey wheel.

How do we take when we’re going?

Once the caravan is connected to the car, the jockey wheel is no longer needed. The correct thing would be to remove it and store it in the trunk of the caravan, so as to make it as accessible as possible when it comes off. Many people (myself included) for comfort leave and put as much as possible.

The caravan jockey wheel

If we go to your place during the trip, it is important to make sure to tighten the clamp or we may have a disaster if it is cleared on the road. Also this is at least as high as the car hitch. If we take it down, as in the photo, the holes can destroy it (especially if it is hard).

A Car Parking Sensor is Not Just For Luxury Brand Vehicles

Automobile accidents occur in large numbers every year which often occur due to carelessness or negligence depending on who is at fault. For this reason, car manufacturers come out with new technology features that are designed to reduce these occurrences. One of these devices is the car parking sensor which are readily available even for those vehicles that do not come with them.

A majority of the luxury brands including BMW and Lexus have this safety feature that can be purchased as an option but it can cost a significant amount of money. This is actually one of the reasons why many individuals these parking sensors are expensive. However, you can easily find aftermarket units for great prices that function just as well and some even have better functionality.

The purpose of the parking sensor or pdc is to alert you when you are coming too close to an object whether you are parking in the garage or a vacant lot. This is beneficial for numerous reasons as you probably would not want to accidentally hit an object or even another car. Depending on the severity of the fender bender, it can really cost a significant amount in terms of repairing all the damages.

Using a parking sensor can help to prevent these occurrences from happening so they are definitely well worth the price. In addition, these devices can also be purchased with a camera attached to them so you can see exactly what is behind you when you reversing your vehicle. You do not have to have a luxury brand vehicle to take advantage of these sensors as they are readily available for purchase online.

Even if this device can help to prevent an accident no matter how small it is, it will have most definitely paid for itself. Depending on the severity of the fender bender, they can easily cost several hundred dollars once you factor in related all the costs involved. Even bumping into someone else’s car can increase your monthly insurance premium so it is definitely not worth the risk.

What makes the car parking sensor most attractive besides the affordable price is that they are very easy to install as well. However, if you purchase those devices that also have a built in camera then the installation is definitely more involved and will cost a bit more. They will definitely prove to be beneficial for many years as you can use them to help park in garage spaces and in parking lots.